KNOW YOUR CUSTOMER (KYC) SOFTWARE
nCino's KYC Software for Effortless Onboarding
Reduce drop-offs and satisfy customer due diligence by offering an efficient and compliant onboarding journey.
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Trusted by industry leaders across the world
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Modern KYC Demands
Customer expectations for seamless onboarding clash with stringent identity verification requirements. Regulated businesses must balance frictionless experiences with robust authentication in an increasingly digital-first world.
KYC Capabilities
Improve Onboarding Acceptance Rates
The need for digital identity verification has never been more important, but with changes in how customers are onboarded also comes the requirement to update KYC processes. nCino Identity Solutions' KYC software keeps you ahead of changing regulation, giving you the tools to have a proactive approach to compliance.
Data Sources You Already Trust
Work with 30+ data providers, Credit Reference Agencies, and select premium partners to deliver a data agnostic single-source of truth.
Failover and Waterfall
Implement failover and waterfall options to multiple data sources, ensuring you give your customers the best possible chance to complete successful onboarding and watertight financial crime prevention.
Built to Scale with You
nCino KYC verification is designed to scale with your growth plans, whether you're onboarding 1000 or 100,000 customers per month.
KYC Capabilities
Reduce Time to Revenue
Plug into nCino Identity Solutions' real-time KYC checks and be safe in the knowledge that customers are presented with a slick onboarding journey whilst ensuring you complete necessary due diligence.
Onboarding Orchestration
Save costs on wasted checks and human errors by providing legitimate customers with seamless screening and route higher risk customers through different journeys based on risk level.
Custom Workflow Creation
Work with our team to craft a custom onboarding workflow that includes all the checks you need to remain compliant when verifying customers without sacrificing conversion rates.
Agile Solution Delivery
By integrating to nCino's single API, you can turn services on and off depending on your regulatory requirements.
Country Coverage
Our identity verification services encompasses data from around the globe. Wherever you plan to grow your business, rest assured nCino Identity Solutions has you covered.
246
countries & territories
365m
entities
99.9%
uptime
300m
checks per month
6000+
documents supported
2.3bn
API calls annually
Learn about Know Your Customer (KYC)
What is KYC compliance?
KYC compliance, or Know Your Customer compliance, is a regulatory requirement that mandates businesses to verify the identity of their customers. It is a crucial process to prevent financial crimes, such as money laundering and fraud. KYC solutions involve collecting and analysing customer information, including identification documents, to ensure transparency and trust in financial transactions. This helps institutions assess and manage risks associated with their clients, fostering a secure and compliant business environment.
Why use KYC compliance?
KYC software includes automated identity verification, document checks, and extensive risk assessment. This enhances accuracy and efficiency, reducing fraud, and ensuring compliance. Automated software ensures that businesses not only access the data they need on customers, but can keep those customers engaged in a smooth, real-time journey.
What are KYC requirements?
KYC requirements vary depending on industry and jurisdiction, but will typically involve identity verification by matching name, date of birth, and address against credit data. The overall reason many businesses need to implement Know Your Customer checks is to comply with relevant regulation, however more industries are beginning to understand the importance of customer identification.
What's the difference between KYC & KYB?
KYC focuses on individual customers and is a measure of identifying that the individual attempting to onboard is who they say they are. KYB focuses on businesses and corporate entities, and it often includes a business report on multiple factors such as credit, share ownership structure, and risk.
What are the alternatives to KYC software solutions?
Alternatives to KYC software include manual verification, which is time-consuming and subject to human error. Customers now expect access to services quicker than ever before, so it has become vital for regulated businesses to automate their compliance process to ensure it doesn't negatively impact the onboarding journey.
How is KYC & AML related?
Facets of financial security connect KYC (Know Your Customer) and AML (Anti-Money Laundering). While KYC focuses on verifying customer identities, AML ensures detection and prevention of illicit financial activities. An effective KYC system, like FullCircl's, integrates both processes to create a robust compliance framework.
How does nCino's KYC software balance between compliance and revenue generation?
nCino's KYC software strikes a unique balance by streamlining customer onboarding and due diligence. Leveraging advanced technologies, it expedites the KYC process, ensuring compliance with regulations while enhancing the overall customer identification program (CIP). This efficient approach not only safeguards against risks but also accelerates revenue generation through frictionless onboarding.
What are the latest KYC trends?
In 2025, the latest KYC and compliance trends include the introduction of AI for secure and efficient verification, global regulatory harmonisation, and a shift toward remote and digital onboarding processes to enhance customer experiences. As customer risk continues to increase and with fraud on the rise, the implementation of secure KYC software for financial services is becoming increasingly complex.
